How To Be a Good Bankruptcy Client (And Why It Matters)
If you have made the decision to file for either Chapter 7 or Chapter 13 bankruptcy for a financial fresh start, you likely feel a sense of relief on one hand that the decision is made, but also a sense of apprehension as you likely have never been through the process. If you have also made the decision to hire a bankruptcy attorney, there are ways that you can make sure that the entire process is a smooth one, and ensure that your financial and legal rights are protected.
Why Being a Good Bankruptcy Client Matters
You are actually part of a team with your bankruptcy attorney in your bankruptcy case. While your attorney will help you and provide you their expertise and assistance, at the end of the day you have to be a team player along with you attorney. This is important that you feel you have a vital role to play within your own bankruptcy process. Being a team player and providing information that is correct, accurate, and timely, to your bankruptcy attorney will always make the entire process easier. Your bankruptcy attorney can only provide you the best information and the most accurate legal advice based on the information that they receive. It is highly important that you never hold anything back from your bankruptcy attorney, even if you feel embarrassed about your finances or your current income or debts. Never be concerned about disclosing all of your finances to your bankruptcy attorney, as they are only here to help you get the financial fresh start you deserve.
Ways You Can Help Your Bankruptcy Attorney
There are very significant ways that you can help your bankruptcy attorney not only file your case, but ensure that you receive the best financial outcome in your bankruptcy. The following are several ways that you can help your bankruptcy attorney help you.
- Always disclose all of your income, finances, debts, assets, and any other financial information. If you fail to do so, you may not receive a discharge of certain debts which you will still have to pay following your bankruptcy. Additionally, if you fail to disclose certain income, you may be charged with bankruptcy fraud, as well as having your bankruptcy case dismissed without discharge. If this occurs, then you will not get the financial reset you desire and may also have to deal with fraud charges.
- Always provide your bankruptcy attorney with the documentation that they request in a timely manner. There are deadlines within your bankruptcy case that are crucial to meet, otherwise, the bankruptcy will be dismissed. If your bankruptcy attorney gives you deadlines regarding providing certain documentation, make sure to always visit with them if you feel you will be unable to meet these deadlines.
- Always feel free to ask questions regarding your bankruptcy case. After all, this is your bankruptcy case and you have the right to understand the process. If you are concerned that certain debts may not be discharged, or curious how the entire process works, always feel free to ask questions of your attorney so that you can understand why they are asking for certain documents in a certain manner.
Let Us Help You Today
We want to help you with your bankruptcy case, and help you understand how you can get the financial fresh start you deserve. Contact an experienced West Palm Beach bankruptcy attorney at Kelley, Fulton & Kaplan at 561-264-6850 today for a free consultation.