Switch to ADA Accessible Theme
Close Menu

Recent Blog Posts

CreditReport2

How Long Do Negative Items Stay On Your Credit Report

By Kelley, Fulton & Kaplan |

If you are having financial problems, you probably are also having problems with a lowered or damaged credit score. One thing many people ask is how long these negative items stay on your credit. Maybe you can just wait to file bankruptcy until these negative items disappear? You certainly could—but that may not be… Read More »

Facebook Twitter LinkedIn
Bank15

Should You Use A Bankruptcy Preparer?

By Kelley, Fulton & Kaplan |

You’re considering a bankruptcy, and are looking for bankruptcy attorneys. But then you see an advertisement, or hear from a friend, about something called a bankruptcy preparer. It seems cheap—much cheaper than a lawyer. Why not save money and use a bankruptcy preparer? What is a Bankruptcy Preparer? Bankruptcy preparers often are not attorneys…. Read More »

Facebook Twitter LinkedIn
BusinessBankruptcy

Assignment For The Benefit Of Creditors: Better Than A Bankruptcy?

By Kelley, Fulton & Kaplan |

If you are a business that is considering filing for Chapter 11 bankruptcy, you may have the option of what is known as an assignment for the benefit of creditors (ABC). Although an ABC does not have the advantages of a bankruptcy, it’s still something to know about if you are a business that… Read More »

Facebook Twitter LinkedIn
Debt8

How To Get Around The Chapter 13 Debt Limits

By Kelley, Fulton & Kaplan |

Chapter 13 bankruptcy has a lot of benefits and advantages over a Chapter 7. Among other benefits, it can allow you to keep non-exempt property that may otherwise be lost in a Chapter 7 bankruptcy. It also may provide a smaller ding to your credit than Chapter 7. Debt Limits With Chapter 13 However… Read More »

Facebook Twitter LinkedIn
MoneyPocket

The Abuses Of Payday Loans

By Kelley, Fulton & Kaplan |

If you are in dire financial trouble, you may be considering a payday loan. This is especially true if your credit is poor because of mounting debt. But payday loans are some of the most abusive kinds of loans and have come under a lot of criticism for the problems that they cause consumers…. Read More »

Facebook Twitter LinkedIn
CouplePlanning

When Your Property May Not Actually Be Your Property

By Kelley, Fulton & Kaplan |

When thinking of ways to keep most or all of your property in a bankruptcy, most people think of exemptions. Trying to maximize exemptions is an effective tool to protect most, if not all, of everything you own being taken by the bankruptcy trustee. But there is another way of protecting property: Arguing that… Read More »

Facebook Twitter LinkedIn
Bankruptcy20

What Is Chapter 20 Bankruptcy?

By Kelley, Fulton & Kaplan |

When we talk about bankruptcy, we usually talk about Chapter 7, Chapter 13 or Chapter 11. But what about Chapter 20? Is there even a Chapter 20 in the bankruptcy code, and if so, what does it do? Chapter 20 Exists – Kind Of There actually is no Chapter 20 in the bankruptcy laws,… Read More »

Facebook Twitter LinkedIn
FinancTrouble

The Mortgage Modification Program May Help You Keep Your Home

By Kelley, Fulton & Kaplan |

There are a number of ways that bankruptcy can help you in foreclosure. Bankruptcy can buy you more time to make a modification work, stop a foreclosure sale or, in the case of a Chapter 13, allow you to pay back what you owe on the loan in smaller, more manageable payments, so that… Read More »

Facebook Twitter LinkedIn
Bankr29

Pros And Cons Of Filing A Chapter 7 Bankruptcy For A Business

By Kelley, Fulton & Kaplan |

There is little doubt that for many people in debt, Chapter 7 bankruptcy can be a life preserver. The opportunity to free yourself of debts, without losing many (or any) significant assets, and to do so in a relatively short amount of time, is unparalleled. But when it comes to filing for Chapter 7… Read More »

Facebook Twitter LinkedIn
DebtDefense

Can Trusts Protect Assets When You File For Bankruptcy?

By Kelley, Fulton & Kaplan |

People are always trying to come up with creative ways to protect assets from being taken in bankruptcy. In most cases, a debtor won’t lose any assets—most will fall under an exemption. But in some cases, there are non-exempt assets, and debtors often try to do creative things to keep the property from being… Read More »

Facebook Twitter LinkedIn

© 2019 - 2021 Kelley, Fulton & Kaplan. All rights reserved.
This law firm website and legal marketing are managed by MileMark Media.

20th Anniversary