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Category Archives: Bankruptcy Attorneys

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Can You File For Bankruptcy Twice?

By Kelley, Fulton & Kaplan |

Financial struggles do not  happen just once in a lifetime. There are circumstances where someone may find themselves struggling with overwhelming financial debt after already filing for bankruptcy at an earlier point in their lives. If you have already filed for bankruptcy once in your life, you may be wondering if you can file… Read More »

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Bankruptcy and Your Inheritance

By Kelley, Fulton & Kaplan |

If you are overwhelmed by debt from your creditors, you may be considering filing for bankruptcy. For most people, there are two options to file for bankruptcy, Chapter 7 and Chapter 13 bankruptcy. Chapter 7 bankruptcy will allow you to discharge most of your debt, and a Chapter 13 bankruptcy will allow you to… Read More »

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Bankruptcy Options For The Self-Employed

By Kelley, Fulton & Kaplan |

The prospect of considering filing for bankruptcy can be daunting. If you are facing financial challenges, you may be able to seek legal protection from your creditors by filing either Chapter 7 or Chapter 13 bankruptcy. However, if you are an entrepreneur or a self-employed independent contractor, you may face even further challenges after… Read More »

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The Test You Can’t Study For

By Kelley, Fulton & Kaplan |

If you are considering filing for bankruptcy, you should know that not every person will be able to do so successfully. In 2005, Congress passed a revisions to the bankruptcy laws that were intended to address the abuse that was occurring regarding too many people filing for bankruptcy. This revision established a requirement that… Read More »

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Life During Bankruptcy

By Kelley, Fulton & Kaplan |

If you are considering the bankruptcy process, you may have experienced a devastating life event such as a major medical illness, the loss of employment, or a divorce. Oftentimes, bankruptcy can be the result of other life events that result in the inability to pay overwhelming debt or financial obligations. While you may be… Read More »

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Ignoring Debt Collectors

By Kelley, Fulton & Kaplan |

If you are facing a mounting pile of bills, the chances are that you are also receiving calls from debt collectors attempting to collect payment on behalf of your creditors. There may be a temptation to simply ignore the phone calls and letters from these debt collectors because the situation seems overwhelming. You may… Read More »

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Understanding a 341 Hearing – Meeting of the Creditors

By Kelley, Fulton & Kaplan |

Bankruptcies allow debtors a fresh financial start. But before crossing the finish line, there are several steps a debtor must first take. If you are considering filing for bankruptcy, or have already filed for bankruptcy, you as the debtor may be wondering how your debts are discharged in a Chapter 7 bankruptcy. Understanding the… Read More »

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How Bankruptcy May Affect Your Credit Score

By Kelley, Fulton & Kaplan |

If you are considering bankruptcy, you likely have a great deal of debt and are not thinking about making an additional large purchase such as a home or vehicle. However, it is important to understand how bankruptcy can affect your future credit score, which will impact whether or not you can purchase a home,… Read More »

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Fair Debt Collection Practices Act

By Kelley, Fulton & Kaplan |

If you owe money and are considering bankruptcy, you may be receiving phone calls regarding your debts from creditors or collection companies on behalf of creditors. Whether or not you decide to declare bankruptcy, you have legal rights under the law that debt collectors and creditors must follow or face harsh penalties. The Fair… Read More »

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Preparing For Your Bankruptcy Case

By Kelley, Fulton & Kaplan |

If you are considering bankruptcy in the state of Florida due to overwhelming debt, you may not know how to begin the legal process of filing for bankruptcy. If you have attempted to repay your creditors, but your debt continues to grow, making the final decision to actually file for bankruptcy can be a… Read More »

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