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Monthly Archives: July 2026

DebtDefense

Why Are Exemptions Relevant to My Chapter 7 Bankruptcy Case?

By Kelley Kaplan Delaney & Eller, PLLC |

Exemptions are extremely important in personal bankruptcy cases, and especially in Chapter 7 cases where a debtor’s non-exempt assets will be liquidated as part of the bankruptcy process. If you are in the early stages of considering a Chapter 7 bankruptcy filing or planning for one, you may have come across references to exemptions,… Read More »

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Is There a Minimum Debt Requirement to File for Personal Bankruptcy?

By Kelley Kaplan Delaney & Eller, PLLC |

Are you currently considering a personal bankruptcy case but concerned that you may not be eligible because you do not have enough debt? In other words, are you trying to find out whether there is a minimum debt requirement to file for personal bankruptcy? This is a question that some debtors have, especially when… Read More »

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Is My Business at Risk of an Involuntary Bankruptcy?

By Kelley Kaplan Delaney & Eller, PLLC |

Is your South Florida business going through a significant financial downturn? If your business’s financial difficulties have resulted in delinquencies or default on payments with creditors, you may be concerned about the potential actions that your creditors or debt collectors could take against you or your business, depending on the structure of the business… Read More »

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What is the “Equal Treatment” Rule in a Chapter 11 Bankruptcy?

By Kelley Kaplan Delaney & Eller, PLLC |

A recent bankruptcy case from September 2025, concerning the “equal treatment” rule, has been receiving significant attention among those who handle Chapter 11 bankruptcy cases and those who could be impacted by trending court decisions on the issue. If your business has been considering a Chapter 11 bankruptcy filing, it will be important to… Read More »

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Steps to Discharge Credit Card Debt in Bankruptcy

By Kelley Kaplan Delaney & Eller, PLLC |

If you have been considering a personal bankruptcy filing, whether under Chapter 7 or Chapter 13, you may be among the record-setting and growing number of Americans who are “unable to pay off their monthly credit card bills,” according to a recent report from CBS News and MoneyWatch. Indeed, data suggests that about 50… Read More »

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Filing for Bankruptcy When You Are on Federal Disability

By Kelley Kaplan Delaney & Eller, PLLC |

Are you currently receiving disability benefits through the Social Security Disability Insurance (SSDI) program? If you are receiving SSDI payments but also struggling with debt, you may be wondering about your options for filing for personal bankruptcy. Many SSDI recipients receive inaccurate information about the relationship between bankruptcy and federal disability payments, or they… Read More »

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Is Personal Bankruptcy a Form of Consumer Bankruptcy?

By Kelley Kaplan Delaney & Eller, PLLC |

Types of bankruptcies are often discussed in terms of consumer and business or corporate bankruptcy proceedings. At the same time, many bankruptcy filings are also described as “personal” bankruptcy filings. Is personal bankruptcy a form of consumer bankruptcy, or is it something distinct? In short, personal bankruptcy is another term that is often used… Read More »

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