Monthly Archives: September 2026
How Are Florida’s Bankruptcy Exemptions Different from Federal Exemptions?
For anyone who is considering a personal bankruptcy filing — whether a liquidation or reorganization bankruptcy, but especially a liquidation bankruptcy — it is critical to understand which exemptions will apply to your case so that you can determine which of your assets will be exempt. In Chapter 7 liquidation cases, exemptions permit debtors… Read More »
What Is the Right of Redemption in a Florida Foreclosure Case?
If you are facing foreclosure in Florida, you may assume that once your lender files suit, the outcome is inevitable. That is not necessarily true. Florida law gives homeowners a specific, court recognized opportunity to stop a foreclosure sale even after a final judgment has been entered, known as the right of redemption. Understanding… Read More »
Florida Shortened the Deadline for Hospitals to Sue Over Unpaid Medical Debt
Medical debt looks different from other consumer debt, and Florida law now treats it differently too. A change that took effect in the summer of 2024 shortened the window that hospitals and surgical centers have to sue patients over unpaid bills. If you are facing a lawsuit, or a threat of one, over an… Read More »
What Is Florida’s Head of Family Exemption From Wage Garnishment?
If a creditor has obtained a judgment against you and is now trying to garnish your paycheck, you may not be as exposed as you think. Florida law offers a powerful defense for a specific category of debtor: a person who qualifies as the head of a family. Depending on your circumstances, this exemption… Read More »
Can a Subchapter V Bankruptcy Restructure My Florida Business’s EIDL Loan Debt?
Small business owners across South Florida who are struggling to keep up with a large Economic Injury Disaster Loan (EIDL) often hear that Subchapter V of Chapter 11 is the answer, marketed at its creation as a faster, cheaper, and simpler alternative to a standard Chapter 11 case. In practice, many businesses that pursue… Read More »
