Author Archives: Jay Butchko
Finding A South Florida Bankruptcy Lawyer To Handle Your Case
When you are planning to file for bankruptcy, or even when you are at the early stages of considering bankruptcy, it is critical to seek advice from an experienced South Florida bankruptcy attorney. Just as important as hiring an attorney for your case is finding the right lawyer to handle your bankruptcy case. Our… Read More »
Older Adults And Bankruptcy: Issues To Consider
Many older adults in South Florida, including Floridians who have already retired, face debt that may seem insurmountable. There are various reasons that seniors accrue debt, from living beyond their means and charging purchases to credit cards and credit accounts to facing serious medical issues. No matter what the reason is that an older… Read More »
Federal Versus State Bankruptcy Exemptions
If you are considering a personal bankruptcy filing in West Palm Beach or elsewhere in South Florida, you may have begun doing some research into bankruptcy exemptions and how they will apply to a Chapter 7 or a Chapter 13 bankruptcy case. Bankruptcy exemptions refer to assets or property that debtors can “exempt” in… Read More »
Will A New Kind Of Health Care Debt Impact Bankruptcies?
Medical debt is one of the most common reasons that individuals file for bankruptcy. Even when South Florida residents have health insurance, they can still end up paying a significant amount of money out of pocket and can owe a substantial amount of money in hospital bills and other related costs for an unexpected… Read More »
Can I Face Foreclosure After I Have Filed For Bankruptcy?
The relationship between foreclosure and bankruptcy can be complicated. Many debtors in South Florida have heard that filing for bankruptcy can stop the foreclosure process from moving forward. In addition, debtors who are considering filing for Chapter 13 bankruptcy may be considering it in order to stop a foreclosure and to catch up on… Read More »
BlockFi Bankruptcy And What Crypto Investors Should Know
In late November 2022, the crypto firm BlockFi’s bankruptcy filing was announced widely, and a report from CNBC identified the bankruptcy as “the latest cryptocurrency domino to fall after the collapse of FTX . . . threatened to destabilize companies in the broader crypto ecosystem.” More than 100,000 investors, or creditors, are likely to… Read More »
Bankruptcy And Debts Incurred Through Fraud
Can debtors in South Florida have debts discharged if those debts were incurred through the fraud of the debtor’s spouse? In other words, can an innocent debtor discharge the fraudulent debts of a spouse in a bankruptcy case? The answer to this question might seem like an obvious one — you might be assuming… Read More »
How Inflation Affects Bankruptcy Cases
South Florida residents and Americans across the country are grappling with the effects of inflation. Indeed, according to a recent report from CNBC, in September 2022, prices rose by about 0.4 percent, which means that total prices had increased by about 8.2 percent from this same time last year. In addition, worker wages have… Read More »
Bankruptcy And The Holidays: What To Consider
As the holiday season approaches, if you are considering the possibility of filing for personal bankruptcy, it is critical to keep certain considerations in mind as you buy gifts for others and make plans for holiday travel. Nobody wants to file for bankruptcy during or after the holiday season, and it can be a… Read More »
Do I Need Credit Counseling For Bankruptcy?
Anyone who is planning to file for bankruptcy may have heard about credit counseling requirements, or certain educational course requirements for bankruptcy. You may be wondering if these kinds of requirements will apply to your case, and you might also be concerned that taking one or more of these types of courses will prove… Read More »
