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Monthly Archives: January 2022

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Rental Scam Is A Reminder That Bankruptcy Can Help With Rent Problems

By Kelley, Fulton & Kaplan |

Now that the moratorium on evictions has ended in most states, including Florida, people who are behind on their rent may be facing eviction, wondering where they will go next. For many, even if they are once again employed, the months of missed rent while COVID kept them out of work is way more… Read More »

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The Myth Of The Repeat Bankruptcy Filer

By Kelley, Fulton & Kaplan |

Somebody’s neighbor filed for bankruptcy 5 times. That superstar is filing bankruptcy for the 3rd time in 5 years. Your friend’s cousin is on her 4th bankruptcy. Yes, there are a lot of rumors and myths about the repeat bankruptcy filer—the guy or girl who just keeps filing them, discharging their debts and walking… Read More »

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Things You Should Say — And Shouldn’t Say — To Debt Collectors

By Kelley, Fulton & Kaplan |

If you’re getting collection calls, you may be wondering what you can and cannot say. While there is no one set of rules when it comes to handling collection calls, there are some general guidelines that you can follow when dealing with debt collectors. If you have a valid reason why you think the… Read More »

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Why Debt Settlement Companies Are Often Scams

By Kelley, Fulton & Kaplan |

If you are thinking of bankruptcy, another idea may have come to mind, either on your own, or because of an advertisement that you saw or read: Debt relief companies. These companies can seem like they are a great idea, but in reality, they are not only a poor alternative to bankruptcy, but can… Read More »

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The Myth Of The Deadbeat Bankruptcy Filer

By Kelley, Fulton & Kaplan |

When people talk about why they don’t want to file for bankruptcy, they will often talk about losing their property or losing money. The reality is that people rarely lose anything in bankruptcy. But here is the real reason many people don’t file for bankruptcy: They are afraid of being seen as “deadbeats,” or… Read More »

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Keeping Inheritances In Bankruptcy

By Kelley, Fulton & Kaplan |

As a general rule, property that you own before you file for bankruptcy needs to be protected in order for you to keep it. But any property that you get or earn after your bankruptcy discharge is yours. The bankruptcy court can’t “reach out” after the case is closed and over and take property… Read More »

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Here’s Why You Won’t Lose All Your “Stuff” In Bankruptcy

By Kelley, Fulton & Kaplan |

The way that bankruptcy works at its most fundamental level is that you give up your things, they are sold, they pay off your creditors in full or in part, and you are debt free. Except, there’s one problem with that fundamental—which most people believe is true, but which in fact is not: You… Read More »

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