Bankruptcy Document Preparation Services
If you are facing overwhelming debt, and are struggling to pay the bills, you may be constantly receiving phone calls from creditors regarding debts that you owe. In the meantime, you may either be out of work, or realize that you simply do not have enough money at the end of the month to pay all of your expenses. In these circumstances, paying money for an attorney to represent you in a bankruptcy case may seem frivolous and an extra expense that you simply can’t afford. As a result, many debtors that find themselves in this circumstance make the decision to try to save money by considering document preparation services for bankruptcy. Learn more about how these document preparation services may not be the best way to ensure your legal and financial rights are protected.
Filing for bankruptcy is a process done in federal courts, and federal laws will apply. It is critical that a debtor receive proper legal advice regarding filing any type of bankruptcy. When a debtor makes the decision to go to a business that prepares bankruptcy documents on their behalf, the debtor still needs to pay a fee for the service. However, while the payment may be substantially less than that to an attorney, a debtor will not receive the legal advice that they need for their bankruptcy case. An experienced bankruptcy attorney will have the knowledge regarding specific laws that will not only give the most recent advice, but the most effective advice regarding the debtor’s unique facts and circumstances.
Serious Complications May Result
If you hire a preparation service or a bankruptcy document preparation service to complete your bankruptcy paperwork, your bankruptcy case could be completely dismissed without the right to receive a discharge if important or substantial information is left out. If you have your case dismissed, not only will you not receive the benefits of bankruptcy, but you will also not be able to file for bankruptcy again to discharge these debts. If you find yourself in this situation, you will likely have to pay substantially more defensing these claims than you would have originally hiring an experienced bankruptcy attorney to advise you regarding your case.
Let Us Help You Today
While you may not want to spend money on a bankruptcy attorney, having a document preparation service complete your bankruptcy paperwork could lead to substantial legal challenges for you in the future. Contact an experienced West Palm Beach bankruptcy attorney at Kelley, Fulton & Kaplan at 561-264-6850 today for a free consultation, and to help understand your legal rights in your specific financial situation, and to help ensure your legal and financial rights remain protected.