Monthly Archives: March 2026
Filing for Bankruptcy After Losing Your Job
Losing your job may be something you were worried would happen, or it may have occurred suddenly and unexpectedly. If you have now been searching for new employment but have been unsuccessful, you may be in a position where you have begun charging necessities to your credit cards to get by while acknowledging that… Read More »
Are You Eligible to Use Florida’s Homestead Exemption in Your Bankruptcy Case?
If you are a homeowner in South Florida who is currently considering a personal bankruptcy filing — and a Chapter 7 bankruptcy filing in particular — it is critical to learn more about Florida’s homestead exemption. Whether you are going to be filing for Chapter 7 or Chapter 13 bankruptcy, exemptions will be relevant… Read More »
Eliminating Household Debt through Personal Bankruptcy
Household debt has reached a new high, and many American households are tipping toward delinquency, according to a recent report from Advisor Perspectives. As more Florida households struggle to pay their bills, they often take on additional credit card debt to pay for necessities such as food and utilities, and many are also getting… Read More »
Have Florida Bankruptcy Exemptions Changed for 2026?
If you are thinking about filing for personal bankruptcy in 2026, will any of the Florida exemptions be different from what they were last year? Generally speaking, federal dollar amounts increase every three years, and state bankruptcy exemptions under the Florida Statutes may change when lawmakers introduce legislation, as they did back in 2024… Read More »
EIDL Loans Now in Collection for Struggling Small Business Owners
For about a year now, small businesses in South Florida have begun having to make payments on loans they received through the Economic Injury Disaster Loan (EIDL) program during the COVID-19 pandemic. As of the beginning of 2026, the US Small Business Administration (SBA) has been making even more pronounced efforts to recover money… Read More »
Can a Creditor Sue Me After a Bankruptcy Discharge?
When you are considering a personal bankruptcy filing, it is common to have questions about exactly how the bankruptcy will benefit you, including your rights with regard to creditor and debt collector contact after your case is over. One question you might have is: can a creditor sue me after a bankruptcy discharge? In… Read More »
Can I Transfer Any Assets Before I File for Chapter 7 Bankruptcy?
Anyone who is currently considering a personal Chapter 7 bankruptcy filing should have a clear understanding of how US bankruptcy law treats the transfer of funds or assets in the two-year period prior to a bankruptcy filing. In short, you may be able to transfer assets for necessary reasons or to obtain the value… Read More »
What is the Bankruptcy Administration Improvement Act of 2025?
In early February, the Bankruptcy Administration Improvement Act of 2025 was signed into law. The new law does three major things that concern the administration of bankruptcy cases. First, it increases bankruptcy trustee fees in Chapter 7 cases. Second, it extends the increased Chapter 11 quarterly filing fee schedule. And, third, it extends the… Read More »
Can a Business Bankruptcy Include an EIDL Loan with a Personal Guarantee?
Many smaller businesses in South Florida sought loans through the federal government to remain afloat during the COVID-19 pandemic. There were various forms of funding that were available, including some funding that worked more like grants and some loans that would need to be repaid at a later date. Loans made through the US… Read More »
Cancer-Related Medical Debt and Bankruptcy
South Florida residents incur medical debt for many different health care issues, from chronic diseases that are not life-threatening but require frequent care to medical emergencies like heart attacks and cancer diagnoses. Cancer, in particular, can leave Floridians with significant amounts of medical debt that they had to take on in order to treat… Read More »
