Jupiter Bankruptcy Attorney
The Jupiter bankruptcy attorneys at Kelley, Fulton & Kaplan offer personalized, professional service that is dedicated to ensuring that every one of the steps in your filing process is done in an appropriate and timely manner. They understand every aspect of bankruptcy law, including how to protect certain assets in a manner that is totally lawful. Plus, they will make sure that you complete each step of the process in the most thorough manner.
Chapter 7 or Chapter 13
One major question every bankruptcy petitioner faces is should they file for Chapter 7 or for Chapter 13 bankruptcy? The bankruptcy attorneys at the Law Office of Kelley, Fulton & Kaplan, can aid you in making this determination. They will take you through the process. If they discover that you do not pass the means test, that is that you make more than the median income in the State of Florida for a family your size, then you will file for Chapter 13.
Under Chapter 13 bankruptcy, you will have three to five years to pay down a certain percentage of your unsecured debt, and after that time, the rest will be forgiven. If you make less than the median income, then you may file for Chapter 7, which means all of your unsecured debt is forgiven.
At the Law Office of Kelley, Fulton & Kaplan, we are noted for being scrupulous in our documentation of client debts and assets. The best way to file any bankruptcy petition is to do so only after you are thoroughly sure that it is complete. After carefully working with you to secure every ounce of required financial information, will guide you through the rest of the process, which including filing the petition, your meeting with the court and any creditors, and the final declaration of your bankruptcy by the court. Your success is contingent upon your providing the court with all necessary information and in being totally truthful regarding your finances.
How a Lawyer Helps
Any of the bankruptcy attorneys at the Law Office of Kelley, Fulton & Kaplan, will ably serve all of your needs. Along with organizing and verifying all of your financial information prior to filing your bankruptcy petition, he/she will also serve as a consultant throughout the process, making sure that you understand the results of any decisions that you make. Also, due to their experience and insight, your lawyer will be able to help you put your mind at ease concerning all aspects and elements of you petition. Their dedication to accuracy and organization is a major help to anyone wanting to successfully file.
Contact Our Experienced Jupter Bankruptcy Attorneys
Contact the Jupiter bankruptcy attorneys at the Law Office of Kelley, Fulton & Kaplan, at 561-264-6850 for more information on Chapter 7 and Chapter 13 petitions. If you find that you are under extreme financial stress, then bankruptcy may be your best choice. Before making any decisions regarding bankruptcy, create an honest accounting of all aspects of your financial situation and meet with a qualified bankruptcy attorney.