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Monthly Archives: February 2020

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Where Do You File For Bankruptcy?

By Kelley, Fulton & Kaplan |

Many people do not know that bankruptcy is actually a Federal court action and not a state one. Therefore, state law does not apply in bankruptcy cases. Learning where and how to file for bankruptcy can help you feel better prepared when you make the final decision to create a new financial fresh start… Read More »

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Reaffirmation of Debts and Bankruptcy

By Kelley, Fulton & Kaplan |

If you are going through the bankruptcy process, it is likely due to the fact you have a large amount of consumer debt. In many cases, creditors may attempt to ask you to sign reaffirmation agreements regarding the debt that you may owe them. Learn how signing these documents could create a legally binding… Read More »

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Fighting the Misconception that Bankruptcy Is Only For Broke People

By Kelley, Fulton & Kaplan |

One of the biggest misconceptions associated with filing for bankruptcy is that a person must be completely broke with absolutely no money left in order to file for bankruptcy under the law. Along with this is another myth, that the court will take everything you own if you file for bankruptcy and leave you… Read More »

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Student Loans and Declaring Bankruptcy

By Kelley, Fulton & Kaplan |

If you have attended any form of higher education, you are likely facing large debts due to student loans. Oftentimes, it takes people several decades to repay their student loan debt. As life happens, those same people may face other financial challenges such as business failures, divorces, or medical complications. These additional debts can… Read More »

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Filing Bankruptcy For The Purpose of Tax Relief

By Kelley, Fulton & Kaplan |

If you are facing overwhelming tax debt, you may feel overwhelmed and are looking for options to help you pay or reduce your tax burden. If you are looking at a mountain of debt, you may be considering filing for either Chapter 7 or Chapter 13 bankruptcy. These two types of bankruptcies are very… Read More »

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Bankruptcy – Chapter 11

By Kelley, Fulton & Kaplan |

A Chapter 11 bankruptcy is a type of bankruptcy available for businesses who do not want to go out of business but would rather restructure their debt and stay in business.  For this reason, a Chapter 11 bankruptcy is known as a “reorganization.” This type of bankruptcy can financially rehabilitate the business by reorganizing… Read More »

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